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Home › Corporate Insurance › Fire and Burglary Insurance › Industrial All Risk (IAR) and Mega Risk Insurance
✓ Fire and Burglary Insurance

Industrial All Risk (IAR) and Mega Risk Insurance

All-inclusive insurance plans for large industrial undertakings, combining fire, burglary, accidental damage, machinery breakdown, and business interruption under one policy.

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Industrial All Risk (IAR) and Mega Risk Insurance
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About This Policy

IAR and Mega Risk policies are comprehensive solutions for large enterprises, covering everything from fire to terrorism in one consolidated policy. Ideal for high-value, high-risk industries.
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Who Should Buy?

Large manufacturers, industrial units, energy, infrastructure, Asset-heavy operations above ₹100 crore value, Businesses needing uninterrupted risk protection across multiple peril
Coverage

What's Protected

Comprehensive coverage designed to give you complete peace of mind

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The policy provides blanket coverage for accidental physical loss or damage from fire, natural calamities, theft, electrical faults, and equipment breakdown. It includes or can add burglary and terrorism coverage. It also covers loss of profit due to business interruption arising from insured perils.
Benefits

Why Choose This Policy

Premium features designed for your security and convenience

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Key Features

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All-risk cover for property, machinery, stock, Burglary, machinery breakdown, and BI built-in or optional, Terrorism cover included or offered as an extension, Tailored to asset values typically over ₹100 crore, Requires risk inspection and underwriting

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