Bharat Griha Raksha Policy
This is a standardized home insurance policy mandated by IRDAI that provides protection to homeowners for their residential buildings and household contents against fire, natural calamities, and other specified perils.
Bharat Sookshma Udyam Suraksha (BSUS) and Bharath Laghu Udyam Suraksha
Standardized fire insurance policies mandated by IRDAI for small (BLUS) and micro (BSUS) enterprises with asset value up to ₹5 crore and ₹50 crore respectively.
Commercial Package Policy / Business Guard
A modular insurance plan offering comprehensive protection for commercial establishments by combining fire, burglary, liability, and operational risks into one policy.
Householder’s Package Policy (HPP)
A comprehensive, customizable insurance policy that protects both the structure and contents of your home against multiple risks including fire, burglary, liability, and accidents.
Industrial All Risk (IAR) and Mega Risk Insurance
All-inclusive insurance plans for large industrial undertakings, combining fire, burglary, accidental damage, machinery breakdown, and business interruption under one policy.
Office Package Policy
A bundled insurance policy covering small and mid-sized office setups against fire, burglary, breakdowns, and liability risks under one plan.
Standard Fire and Special Perils Policy (SFSP)
A traditional property insurance policy that covers damage to business assets caused by fire and a wide range of specified natural and man-made perils.
