Novo Insurance - Professional Insurance Brokerage Services
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
🛡️ Fire and Burglary Insurance

Bharat Sookshma Udyam Suraksha (BSUS) and Bharath Laghu Udyam Suraksha

Standardized fire insurance policies mandated by IRDAI for small (BLUS) and micro (BSUS) enterprises with asset value up to ₹5 crore and ₹50 crore respectively.

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IRDAI Licensed
Fast Claims
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Expert Advice
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Secure
Bharat Sookshma Udyam Suraksha (BSUS) and Bharath Laghu Udyam Suraksha
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About This Policy

BLUS and BSUS offer easy-to-understand fire protection for MSMEs with the flexibility to add burglary and terrorism cover. Ideal for small warehouses, traders, and retail outlets.

What's Covered

These policies protect your building, stock, plant & machinery, and business contents from fire, lightning, explosion, flood, storm, riot, strike, and other specified perils. You can add burglary insurance to cover losses due to theft or forcible entry, and terrorism insurance for protection against politically motivated damage.

Key Features

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Key Features
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Covers fire and 12 named perils (e.g., flood, storm, riot), Pre-defined wordings and limits for ease of understanding, Burglary cover can be added as an optional extension, Terrorism cover available on request, Quick issuance and simplified documentation
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Who Should Buy?

Micro, small, and seasonal businesses, Warehouses, shop owners, local manufacturers, Anyone with assets below ₹5 crore (BSUS) or ₹50 crore (BLUS)
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