✓ Fire and Burglary Insurance

Bharat Sookshma Udyam Suraksha (BSUS) and Bharath Laghu Udyam Suraksha

Standardized fire insurance policies mandated by IRDAI for small (BLUS) and micro (BSUS) enterprises with asset value up to ₹5 crore and ₹50 crore respectively.

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IRDAI Licensed

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Fast Claims

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Expert Advice

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100% Secure

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About This Policy

BLUS and BSUS offer easy-to-understand fire protection for MSMEs with the flexibility to add burglary and terrorism cover. Ideal for small warehouses, traders, and retail outlets.

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Who Should Buy?

Micro, small, and seasonal businesses, Warehouses, shop owners, local manufacturers, Anyone with assets below ₹5 crore (BSUS) or ₹50 crore (BLUS)

Coverage

What's Protected

Comprehensive coverage designed to give you complete peace of mind

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These policies protect your building, stock, plant & machinery, and business contents from fire, lightning, explosion, flood, storm, riot, strike, and other specified perils. You can add burglary insurance to cover losses due to theft or forcible entry, and terrorism insurance for protection against politically motivated damage.

Benefits

Why Choose This Policy

Premium features designed for your security and convenience

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Key Features

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Covers fire and 12 named perils (e.g., flood, storm, riot), Pre-defined wordings and limits for ease of understanding, Burglary cover can be added as an optional extension, Terrorism cover available on request, Quick issuance and simplified documentation

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Bharat Sookshma Udyam Suraksha (BSUS) and Bharath Laghu Udyam Suraksha

About This Policy

Who Should Buy?

What's Protected

Why Choose This Policy

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Similar Policies in Fire and Burglary Insurance

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Industrial All Risk (IAR) and Mega Risk Insurance

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Householder’s Package Policy (HPP)

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