✓ Fire and Burglary Insurance

Bharat Griha Raksha Policy

This is a standardized home insurance policy mandated by IRDAI that provides protection to homeowners for their residential buildings and household contents against fire, natural calamities, and other specified perils.

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About This Policy

Bharat Griha Raksha is a simplified home insurance product that protects your home and belongings from fire and other disasters, with optional cover for burglary and terrorism. It is ideal for Indian homeowners looking for peace of mind.

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Who Should Buy?

Individual homeowners and apartment owners, People living in flood-prone, seismic, or urban high-risk areas, Anyone seeking cost-effective protection for their house and possessions

Coverage

What's Protected

Comprehensive coverage designed to give you complete peace of mind

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This policy covers damage to your house and household contents due to fire, storm, flood, earthquake, lightning, explosion, and other listed perils. It also includes compensation for rent if the house becomes unfit for use. Burglary or theft can be added to protect valuable belongings, and terrorism cover is available with an extra premium.

Benefits

Why Choose This Policy

Premium features designed for your security and convenience

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Key Features

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Covers residential buildings and contents (including rent for alternate accommodation), Automatically includes contents up to 20% of building sum insured (max ₹10 lakh), Option to increase contents cover and include jewelry, artworks, etc., Optional burglary and theft cover available, Terrorism cover can be added at extra cost, Simplified, uniform wording and quick policy issuance

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Bharat Griha Raksha Policy

About This Policy

Who Should Buy?

What's Protected

Why Choose This Policy

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Similar Policies in Fire and Burglary Insurance

Bharat Sookshma Udyam Suraksha (BSUS) and Bharath Laghu Udyam Suraksha

Standard Fire and Special Perils Policy (SFSP)

Industrial All Risk (IAR) and Mega Risk Insurance

Office Package Policy

Commercial Package Policy / Business Guard

Householder’s Package Policy (HPP)

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