About This Policy
Bharat Griha Raksha is a simplified home insurance product that protects your home and belongings from fire and other disasters, with optional cover for burglary and terrorism. It is ideal for Indian homeowners looking for peace of mind.
What's Covered
This policy covers damage to your house and household contents due to fire, storm, flood, earthquake, lightning, explosion, and other listed perils. It also includes compensation for rent if the house becomes unfit for use. Burglary or theft can be added to protect valuable belongings, and terrorism cover is available with an extra premium.
Key Features
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Key Features
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Covers residential buildings and contents (including rent for alternate accommodation), Automatically includes contents up to 20% of building sum insured (max ₹10 lakh), Option to increase contents cover and include jewelry, artworks, etc., Optional burglary and theft cover available, Terrorism cover can be added at extra cost, Simplified, uniform wording and quick policy issuance
Who Should Buy?
Individual homeowners and apartment owners, People living in flood-prone, seismic, or urban high-risk areas, Anyone seeking cost-effective protection for their house and possessions