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Erection All Risks (EAR) Insurance

The Erection All Risk (EAR) insurance covers loss or damage to projects that involve the erection/installation of plant, machinery, and equipment ranging from the erection of a single machine to a large power plant. It protects a contractor or employer against physical loss or damage to the contract works, construction plant and equipment or machinery. It also includes cover for damage to the property of third parties and bodily damage to third parties.

Key Features of Erection All Risk Insurance

of Work

Erection All Risks (EAR) insurance provides coverage for loss or damage to the contract works during the construction phase. It also covers third-party liability arising out of the construction work.

EAR insurance covers damage or loss to the contract works, plant and machinery, and temporary structures such as scaffolding, shoring, and formwork. It also covers third-party liability, which includes bodily injury or property damage to third parties caused by the construction work.

EAR insurance is typically purchased by contractors, construction companies, and project owners to protect their construction projects from unforeseen events such as natural disasters, theft, and accidents.


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