Novo Insurance - Professional Insurance Brokerage Services
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
🛡️ Term Life Insurance

Term Insurance with Return of Premium

A term life plan that returns total premiums paid if the policyholder survives the policy term.

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IRDAI Licensed
Fast Claims
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Expert Advice
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Secure
Term Insurance with Return of Premium
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About This Policy

Term Insurance with Return of Premium (TROP) combines pure protection with a survival benefit by refunding premiums at the end of the term.

What's Covered

• Death benefit during policy term
• Return of premiums on survival to maturity
• Optional riders for critical illness and accident
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Who Should Buy?

• Individuals who want protection but do not like the idea of “no return”
• People who prefer conservative, guaranteed benefits
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