Novo Insurance - Professional Insurance Brokerage Services
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
Coming Soon Under development — launching soon with full functionality
🛡️ Marine Insurance

Open Policy

A formal insurance policy that provides ongoing protection for all shipments within a defined limit and period — similar to Open Cover but issued as a policy with set limits and automatic coverage.

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Open Policy
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About This Policy

An Open Policy provides continuous marine cargo protection with a fixed coverage limit, eliminating the need for separate policies for each shipment. It's structured for recurring shippers.

What's Covered

The policy automatically covers all declared transits within the agreed parameters against accidental loss or damage, including collision, overturning, and weather-related risks. Depending on the chosen clause (A/B/C), it may also include theft, pilferage, non-delivery, and handling risks. It’s active until the coverage limit is exhausted or the policy period ends.

Key Features

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Key Features
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Pre-agreed sum insured and shipment limit, Declarations must be submitted regularly, Issued for a period (typically 12 months), Theft, pilferage, handling damage covered based on chosen clauses, Optional: strikes, riots, war, and terrorism for international routes
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Who Should Buy?

Exporters/importers with predictable, ongoing transit, Distributors and logistics companies, FMCG and electronics manufacturers with frequent shipments
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