About This Policy
Kidnap & Ransom Insurance protects companies and executives from financial and personal risks arising from kidnapping, extortion, or detention. It includes expert crisis response and reimbursement of ransom payments.
What's Covered
The policy reimburses ransom amounts paid (or attempted), expenses related to crisis response (negotiators, travel, legal support), medical treatment, psychological counselling, and post-incident care. It also covers loss of ransom in transit, extortion threats, workplace violence incidents, and detention in foreign jurisdictions. Response services from expert crisis management teams are a key feature and are activated discreetly in the event of an incident.
Key Features
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Key Features
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Covers ransom payment, loss of ransom in transit, Includes crisis response services (e.g. Control Risks or GardaWorld), Reimbursement for medical costs, PR, legal support, and rehabilitation, Family support, psychological counselling, and relocation may be included, Often bought anonymously or via holding companies for privacy
Who Should Buy?
Indian companies with expat staff or overseas offices, Multinational companies with operations in conflict zones, NGOs, oil & gas, mining, infrastructure companies, High-net-worth individuals, politicians, celebrities, Family offices, CXOs, diplomatic staff