About This Policy
Home Building Only Insurance focuses on the physical structure of the house—walls, roof and fixed fixtures.
What's Covered
• Damage to structure due to fire, lightning, explosion
• Damage from covered natural calamities such as storms, floods or earthquakes (where opted)
• Certain man-made events as per policy
Who Should Buy?
• Homeowners who primarily want to protect construction value
• Landlords whose tenants insure contents separately
• Landlords whose tenants insure contents separately