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Directors & Officers Liability Insurance

A Directors & Officers Liability Insurance, also known as D&O insurance, protects a company’s directors and officers against financial losses should they become the target of legal action brought by stakeholders such as customers, shareholders, workers, or vendors. This insurance covers legal fees, settlements, and other costs associated with claims of wrongdoing. By providing D&O insurance, businesses may provide their executives peace of mind and show that they are committed to risk management. This can aid in luring and keeping talented executives and board members.

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D&O insurance is a type of liability insurance that provides financial protection for directors and officers of a company in case of legal action brought against them for alleged wrongful acts, such as breach of duty, neglect, errors or omissions, and more.

D&O insurance typically covers legal defense costs and damages awarded in lawsuits, settlements, and judgments against directors and officers. It can also cover the costs of investigations and regulatory proceedings.

D&O insurance is recommended for any company with a board of directors or officers, as they can be held personally liable for their actions and decisions in the course of their duties. This includes public companies, private companies, nonprofits, and other organizations.


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